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MENAFN Press - 10/11/2012

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(MENAFN Press) (EMAILWIRE.COM, November 10, 2012 ) New York City, NY --

The recession has spurred the government to announce a host of measures to come to the rescue of homeowners struggling to meet their financial liabilities. The clutter of information on a plethora of programs by the federal government, state agencies and private parties can be confusing to navigate owing to somewhat similar-sounding names of programs, the use of an array of acronyms etc. In this scenario, governmentmortgagehelp.com serves as the one-window guide that provides an eye-view of programsGovernment Mortgage HelpGovernment MortgageGovernment Mortgage Help on offer for mortgage help and helps to navigate through the maze of facts.

Various measures have been undertaken under Making Home Affordable Act to assist homeowners avoid foreclosure by making mortgage aid available. Owing to such government initiatives, the third quarter of 2012 saw the percentage of Americans who did not own their own home decrease 7% nationwide compared to about a month back, and 16% compared to about a year back. Meant to cater to close to 25% of US homeowners in a tight spot, in a situation described as being upside down in their mortgages, the government programs help reduce payments through refinance and loan-modification schemes with fresh government-supported mortgages.

Several states also offer specific programs for government mortgage help. For instance, various agencies and programs in the state of Georgia enable residents to fight foreclosures of their homes, keep their homes and also to purchase new properties. These agencies offer assistance through counseling, workshops and guidance. Georgia's Department of Community Affairs is the nodal agency for assistance in avoiding foreclosures, providing bridge loans in the form of mortgage assistance and similar help to citizens who have lost work, under a program designated as Homesafe Georgia that is financed by the government's Hardest Hit Fund (HHF).

The North Carolina state government has also initiated various programs for its citizens who either own a home already or are planning to do so in the time to come. The federal government has also allocated millions of dollars under the Hardest Hit Fund for mortgage aid to the residents of Northern Carolina. In the state of Delaware, the nodal agency to deliver mortgage assistance is the Delaware State Housing Authority. The Delaware Mortgage Assistance Program, called DEMAP, is tailored to render emergency assistance to homeowners who are at the risk of losing their home for no fault of their own.


About Governmentmortgagehelp.com
In the current overload of online information available on assistance programs for mortgage payments, http://governmentmortgagehelp.com/ has emerged as a reliable resource for highly relevant information on refinancing, loan modification, debt consolidation and similar issues concerning homeowners.From furnishing facts on federal mortgage help programs to state-wise schemes, be it in Georgia, North Carolina, Texas etc, and private programs for mortgage assistance, this site serves as an all-encompassing guide on mortgage aid.

 






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